@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@400;600;700;900&family=DM+Sans:ital,wght@0,300;0,400;0,500;0,600;1,400&display=swap');

:root {
  --gold: #C8973A;
  --gold-light: #D4A84B;
  --gold-dark: #A07828;
  --dark: #F8F6F1;
  --dark-2: #F0EDE6;
  --dark-3: #E4E0D8;
  --surface: #FFFFFF;
  --surface-2: #F5F2ED;
  --text: #1A1A1A;
  --text-muted: #4A5060;
  --text-dim: #8A8F9A;
  --border: #DDD8D0;
  --success: #1A7A36;
  --warning: #B07A10;
  --error: #B02020;
  --radius: 12px;
  --radius-sm: 6px;
  --shadow: 0 4px 24px rgba(0,0,0,0.10);
  --shadow-gold: 0 4px 24px rgba(200,151,58,0.20);
}

*{margin:0;padding:0;box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{font-family:'DM Sans',sans-serif;background:var(--dark);color:var(--text);line-height:1.6;min-height:100vh;}
h1,h2,h3,h4{font-family:'Playfair Display',serif;line-height:1.2;}
a{color:inherit;text-decoration:none;}
button,input,select,textarea{font-family:inherit;}
img{max-width:100%;}

/* ── Layout ── */
.container{max-width:1200px;margin:0 auto;padding:0 24px;}
.section{padding:80px 0;}
.section-sm{padding:48px 0;}
.grid-2{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:24px;}
.grid-3{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:24px;}
.grid-4{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px;}
.flex{display:flex;align-items:center;}
.flex-between{display:flex;align-items:center;justify-content:space-between;}
.gap-8{gap:8px;}.gap-12{gap:12px;}.gap-16{gap:16px;}.gap-24{gap:24px;}
.text-center{text-align:center;}
.mt-8{margin-top:8px;}.mt-16{margin-top:16px;}.mt-24{margin-top:24px;}.mt-32{margin-top:32px;}
.mb-8{margin-bottom:8px;}.mb-16{margin-bottom:16px;}.mb-24{margin-bottom:24px;}.mb-32{margin-bottom:32px;}

/* ── Typography ── */
.section-title{font-size:clamp(28px,4vw,48px);background:linear-gradient(135deg,var(--gold-dark),var(--gold));-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;}
.section-sub{color:var(--text-muted);font-size:15px;max-width:600px;}
.gold{color:var(--gold);}
.muted{color:var(--text-muted);}
.dimmed{color:var(--text-dim);}
.divider{width:60px;height:3px;background:linear-gradient(90deg,var(--gold),transparent);margin:14px 0;}

/* ── Buttons ── */
.btn{display:inline-flex;align-items:center;gap:8px;padding:12px 24px;border-radius:var(--radius-sm);font-weight:600;font-size:14px;border:none;cursor:pointer;transition:all .2s;letter-spacing:.3px;}
.btn-primary{background:linear-gradient(135deg,var(--gold),var(--gold-dark));color:#fff;}
.btn-primary:hover{background:linear-gradient(135deg,var(--gold-light),var(--gold));transform:translateY(-2px);box-shadow:var(--shadow-gold);}
.btn-secondary{background:transparent;color:var(--gold);border:1.5px solid var(--gold);}
.btn-secondary:hover{background:rgba(200,151,58,.08);transform:translateY(-1px);}
.btn-danger{background:var(--error);color:#fff;}
.btn-sm{padding:8px 16px;font-size:13px;}
.btn-lg{padding:15px 36px;font-size:15px;}
.btn-block{width:100%;justify-content:center;}

/* ── Cards ── */
.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:24px;transition:border-color .2s;box-shadow:0 1px 4px rgba(0,0,0,.06);}
.card:hover{border-color:rgba(200,151,58,.4);}
.card-gold{background:linear-gradient(135deg,rgba(200,151,58,.07),rgba(200,151,58,.02));border:1px solid rgba(200,151,58,.25);}

/* ── Badges ── */
.badge{display:inline-flex;align-items:center;gap:4px;padding:4px 10px;border-radius:20px;font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:.5px;}
.badge-gold{background:rgba(200,151,58,.15);color:#8A5E10;border:1px solid rgba(200,151,58,.3);}
.badge-green{background:rgba(26,122,54,.1);color:#1A7A36;border:1px solid rgba(26,122,54,.25);}
.badge-red{background:rgba(176,32,32,.1);color:#B02020;border:1px solid rgba(176,32,32,.25);}
.badge-blue{background:rgba(31,100,200,.1);color:#1F64C8;border:1px solid rgba(31,100,200,.25);}

/* ── Forms ── */
.form-group{display:flex;flex-direction:column;gap:6px;margin-bottom:16px;}
.form-label{font-size:13px;color:var(--text-muted);font-weight:500;}
.form-control{background:#fff;border:1px solid var(--border);color:var(--text);border-radius:var(--radius-sm);padding:12px 16px;font-size:14px;transition:all .2s;outline:none;width:100%;}
.form-control:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(200,151,58,.12);}
.form-control::placeholder{color:var(--text-dim);}
select.form-control option{background:#fff;color:var(--text);}
.form-error{font-size:12px;color:var(--error);margin-top:4px;}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;}

/* ── Alerts ── */
.alert{padding:14px 18px;border-radius:var(--radius-sm);margin-bottom:20px;font-size:14px;display:flex;align-items:flex-start;gap:10px;}
.alert-success{background:rgba(26,122,54,.08);border:1px solid rgba(26,122,54,.25);color:#1A7A36;}
.alert-error{background:rgba(176,32,32,.08);border:1px solid rgba(176,32,32,.25);color:#B02020;}
.alert-info{background:rgba(31,100,200,.08);border:1px solid rgba(31,100,200,.25);color:#1F64C8;}
.alert-warning{background:rgba(176,122,16,.08);border:1px solid rgba(176,122,16,.25);color:#B07A10;}

/* ── Navbar ── */
.navbar{position:fixed;top:0;left:0;right:0;z-index:900;padding:0 24px;transition:all .3s;background:rgba(248,246,241,0.85);backdrop-filter:blur(12px);border-bottom:1px solid var(--border);}
.navbar.scrolled{background:rgba(255,255,255,.97);box-shadow:0 2px 12px rgba(0,0,0,.08);}
.navbar-inner{max-width:1200px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;height:70px;}
.navbar-brand{display:flex;align-items:center;gap:10px;}
.brand-icon{width:80px;height:80px;border-radius:50%;background:linear-gradient(135deg,#C8973A,#A07828);display:flex;align-items:top;justify-content:center;font-size:18px;font-family:'Playfair Display',serif;font-weight:700;color:#fff;}
.brand-name{font-family:'Playfair Display',serif;font-weight:900;font-size:2.2em;color:var(--gold-dark);line-height:1;}
.brand-sub{font-weight:900;font-size:1.5em;color:var(--text-dim);letter-spacing:2px;text-transform:uppercase;}
.nav-links{display:flex;align-items:center;gap:4px;}
.nav-link{padding:8px 14px;border-radius:6px;font-size:14px;font-weight:500;color:var(--text-muted);transition:all .2s;}
.nav-link:hover,.nav-link.active{color:var(--gold-dark);background:rgba(200,151,58,.1);}
.nav-actions{display:flex;align-items:center;gap:12px;}
.dropdown{position:relative;}
.dropdown-btn{display:flex;align-items:center;gap:8px;background:rgba(200,151,58,.1);border:1px solid rgba(200,151,58,.3);color:var(--gold-dark);padding:8px 16px;border-radius:8px;font-size:14px;font-weight:500;cursor:pointer;}
.dropdown-menu{position:absolute;right:0;top:110%;background:#fff;border:1px solid var(--border);border-radius:10px;min-width:180px;overflow:hidden;box-shadow:0 8px 24px rgba(0,0,0,.12);display:none;z-index:100;}
.dropdown:hover .dropdown-menu{display:block;}
.dropdown-item{display:flex;align-items:center;gap:10px;padding:12px 16px;font-size:14px;color:var(--text);transition:background .15s;}
.dropdown-item:hover{background:rgba(200,151,58,.06);}
.dropdown-divider{border:none;border-top:1px solid var(--border);margin:4px 0;}
.hamburger{display:none;background:none;border:none;color:var(--gold-dark);cursor:pointer;padding:4px;}
.mobile-menu{display:none;background:#fff;border-top:1px solid var(--border);padding:16px 24px 20px;}
.mobile-menu.open{display:block;}
.mobile-link{display:block;padding:12px 0;font-size:15px;color:var(--text-muted);border-bottom:1px solid var(--dark-3);}
.mobile-link.active{color:var(--gold-dark);}

/* ── Hero ── */
.hero{min-height:100vh;display:flex;align-items:center;padding-top:70px;position:relative;overflow:hidden;background:linear-gradient(135deg,#FDF9F3 0%,#F8F2E8 50%,#F5EDD8 100%);}
.hero-grid{position:absolute;inset:0;background-image:linear-gradient(rgba(200,151,58,.06) 1px,transparent 1px),linear-gradient(90deg,rgba(200,151,58,.06) 1px,transparent 1px);background-size:60px 60px;z-index:0;}
.hero-content{position:relative;z-index:1;display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center;padding:80px 0;}
.hero-tag{display:inline-flex;align-items:center;gap:6px;background:rgba(200,151,58,.12);border:1px solid rgba(200,151,58,.3);color:var(--gold-dark);padding:6px 14px;border-radius:20px;font-size:12px;font-weight:600;letter-spacing:.5px;text-transform:uppercase;margin-bottom:20px;}
.hero-title{font-size:clamp(36px,5vw,64px);font-weight:900;line-height:1.1;margin-bottom:24px;}
.hero-title .line1{color:var(--text);}
.hero-title .line2{background:linear-gradient(135deg,var(--gold-dark),var(--gold));-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;}
.hero-title .line3{color:var(--text-muted);font-size:70%;}
.hero-desc{color:var(--text-muted);font-size:16px;line-height:1.8;margin-bottom:36px;max-width:480px;}
.hero-btns{display:flex;gap:16px;flex-wrap:wrap;}
.hero-stats{display:flex;gap:32px;margin-top:40px;flex-wrap:wrap;}
.hero-stat-val{font-size:22px;font-weight:700;color:var(--gold-dark);font-family:'Playfair Display',serif;}
.hero-stat-label{font-size:11px;color:var(--text-dim);text-transform:uppercase;letter-spacing:1px;}
.hero-card{background:#fff;border:1px solid rgba(200,151,58,.3);border-radius:24px;padding:32px;box-shadow:0 20px 60px rgba(0,0,0,.1);}
.hero-card-label{font-size:11px;color:var(--gold-dark);letter-spacing:2px;text-transform:uppercase;margin-bottom:20px;}
.hero-card-amount{font-family:'Playfair Display',serif;font-size:36px;font-weight:700;color:var(--gold-dark);margin-bottom:4px;}
.hero-card-sub{color:var(--text-dim);font-size:13px;margin-bottom:28px;}
.hero-card-row{display:flex;justify-content:space-between;padding:10px 0;border-bottom:1px solid var(--border);font-size:13px;}
.hero-card-row:last-of-type{border-bottom:none;}
.ticker{position:absolute;bottom:0;left:0;right:0;background:rgba(200,151,58,.1);border-top:1px solid rgba(200,151,58,.2);padding:10px 24px;display:flex;gap:16px;align-items:center;}
.ticker-label{font-size:11px;color:var(--gold-dark);font-weight:700;text-transform:uppercase;letter-spacing:1px;white-space:nowrap;}
.ticker-text{font-size:13px;color:var(--text-muted);overflow:hidden;text-overflow:ellipsis;white-space:nowrap;}

/* ── Tables ── */
.table-wrap{overflow-x:auto;}
table{width:100%;border-collapse:collapse;}
th{background:var(--dark-2);color:var(--text-muted);font-size:11px;text-transform:uppercase;letter-spacing:1px;padding:12px 16px;text-align:left;font-weight:600;white-space:nowrap;border-bottom:2px solid var(--border);}
td{padding:14px 16px;border-bottom:1px solid var(--border);font-size:14px;}
tr:last-child td{border-bottom:none;}
tr:hover td{background:rgba(200,151,58,.04);}
.mono{font-family:monospace;font-size:12px;}

/* ── Sidebar layout ── */
.sidebar-layout{display:flex;min-height:calc(100vh - 70px);margin-top:70px;}
.sidebar{width:240px;background:#fff;border-right:1px solid var(--border);padding:24px 12px;flex-shrink:0;position:sticky;top:70px;height:calc(100vh - 70px);overflow-y:auto;}
.sidebar-user{padding:12px 14px;margin-bottom:20px;}
.sidebar-avatar{width:44px;height:44px;border-radius:50%;background:linear-gradient(135deg,var(--gold),var(--gold-dark));display:flex;align-items:center;justify-content:center;font-size:18px;font-weight:700;color:#fff;margin-bottom:10px;}
.sidebar-name{font-weight:600;font-size:14px;color:var(--text);}
.sidebar-email{color:var(--text-dim);font-size:12px;}
.sidebar-label{font-size:11px;color:var(--gold-dark);font-weight:700;text-transform:uppercase;letter-spacing:1.5px;padding:8px 14px;margin-top:8px;}
.sidebar-link{display:flex;align-items:center;gap:10px;padding:11px 14px;border-radius:8px;font-size:13px;font-weight:500;color:var(--text-muted);transition:all .2s;margin-bottom:3px;border:1px solid transparent;}
.sidebar-link:hover{color:var(--text);background:rgba(200,151,58,.06);}
.sidebar-link.active{color:var(--gold-dark);background:rgba(200,151,58,.12);border-color:rgba(200,151,58,.3);}
.sidebar-link svg{width:15px;height:15px;flex-shrink:0;}
.main-content{flex:1;padding:32px;overflow-y:auto;background:var(--dark);}

/* ── Stat cards ── */
.stat-card{background:#fff;border:1px solid rgba(200,151,58,.2);border-radius:var(--radius);padding:20px;box-shadow:0 1px 4px rgba(0,0,0,.05);}
.stat-icon{margin-bottom:12px;}
.stat-val{font-family:'Playfair Display',serif;font-size:28px;font-weight:700;margin-bottom:4px;}
.stat-label{color:var(--text-dim);font-size:12px;}

/* ── Chit plan card ── */
.plan-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:24px;display:flex;flex-direction:column;gap:0;transition:all .2s;box-shadow:0 1px 4px rgba(0,0,0,.05);}
.plan-card:hover{border-color:rgba(200,151,58,.5);transform:translateY(-4px);box-shadow:0 12px 32px rgba(200,151,58,.15);}
.plan-amount{font-family:'Playfair Display',serif;font-size:32px;font-weight:700;color:var(--gold-dark);margin-bottom:4px;}
.plan-name{color:var(--text-dim);font-size:13px;margin-bottom:20px;}
.plan-row{display:flex;justify-content:space-between;align-items:center;padding:8px 12px;background:var(--dark-2);border-radius:6px;margin-bottom:8px;font-size:13px;}
.plan-row-label{color:var(--text-muted);}
.plan-row-val{font-weight:600;color:var(--text);}
.plan-slots{font-size:11px;color:var(--error);font-weight:600;}

/* ── Legal ── */
.legal-layout{display:grid;grid-template-columns:260px 1fr;gap:32px;padding:40px 0 80px;}
.legal-nav{position:sticky;top:90px;height:fit-content;}
.legal-nav-btn{display:flex;align-items:center;gap:10px;width:100%;padding:12px 14px;border-radius:8px;background:none;border:1px solid transparent;color:var(--text-muted);font-size:13px;font-weight:400;cursor:pointer;margin-bottom:4px;text-align:left;transition:all .2s;}
.legal-nav-btn.active{color:var(--gold-dark);background:rgba(200,151,58,.12);border-color:rgba(200,151,58,.3);font-weight:600;}
.legal-section{display:none;}
.legal-section.active{display:block;}
.legal-heading{color:var(--gold-dark);font-size:15px;font-weight:600;margin-bottom:10px;font-family:'DM Sans',sans-serif;}
.legal-text{color:var(--text-muted);font-size:14px;line-height:1.8;margin-bottom:24px;}
.cert-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:24px;}
.cert-row{padding:12px 16px;background:var(--dark-2);border-radius:8px;border:1px solid var(--border);}
.cert-key{color:var(--text-dim);font-size:11px;margin-bottom:4px;}
.cert-val{color:var(--gold-dark);font-weight:600;font-size:14px;}

/* ── FAQ ── */
.faq-item{background:#fff;border:1px solid var(--border);border-radius:var(--radius-sm);margin-bottom:8px;overflow:hidden;}
.faq-q{display:flex;justify-content:space-between;align-items:center;padding:18px 20px;cursor:pointer;font-weight:600;font-size:14px;color:var(--text);}
.faq-a{padding:0 20px 18px;color:var(--text-muted);font-size:13px;line-height:1.8;border-top:1px solid rgba(200,151,58,.12);display:none;}
.faq-item.open .faq-a{display:block;}
.faq-item.open .faq-q{color:var(--gold-dark);}

/* ── Footer ── */
.footer{background:#0A0D12;border-top:1px solid var(--dark-3);padding:60px 24px 24px;}
.footer-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:40px;margin-bottom:48px;}
.footer-brand{font-family:'Playfair Display',serif;font-size:20px;font-weight:700;color:var(--gold);margin-bottom:10px;}
.footer-about{color:var(--text-dim);font-size:13px;line-height:1.7;margin-bottom:14px;}
.footer-meta{display:flex;align-items:center;gap:8px;font-size:12px;color:var(--text-muted);margin-bottom:6px;}
.footer-heading{color:var(--gold);font-size:12px;font-weight:600;letter-spacing:2px;text-transform:uppercase;margin-bottom:16px;}
.footer-link{display:block;color:var(--text-dim);font-size:13px;margin-bottom:8px;transition:color .2s;}
.footer-link:hover{color:var(--gold);}
.footer-contact{display:flex;align-items:flex-start;gap:10px;color:var(--text-dim);font-size:13px;margin-bottom:12px;}
.footer-bottom{border-top:1px solid var(--dark-3);padding-top:24px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px;}
.footer-copy{color:var(--text-dim);font-size:12px;}
.wa-btn{position:fixed;bottom:28px;right:28px;z-index:500;width:56px;height:56px;border-radius:50%;background:#25D366;display:flex;align-items:center;justify-content:center;box-shadow:0 4px 20px rgba(37,211,102,.4);transition:transform .2s;}
.wa-btn:hover{transform:scale(1.1);}

/* ── Util ── */
.hidden{display:none;}
.progress{height:4px;background:var(--dark-3);border-radius:2px;overflow:hidden;}
.progress-bar{height:100%;background:var(--gold);border-radius:2px;}
.timeline{position:relative;padding-left:32px;}
.timeline::before{content:'';position:absolute;left:8px;top:0;bottom:0;width:2px;background:linear-gradient(180deg,var(--gold),transparent);}
.timeline-item{position:relative;margin-bottom:32px;padding-left:24px;}
.timeline-dot{position:absolute;left:-28px;top:4px;width:12px;height:12px;border-radius:50%;background:var(--gold);border:2px solid #fff;}
.timeline-year{color:var(--gold-dark);font-size:13px;font-weight:700;margin-bottom:4px;}
.timeline-text{color:var(--text-muted);font-size:14px;}

/* ── Scrollbar ── */
::-webkit-scrollbar{width:6px;}
::-webkit-scrollbar-track{background:var(--dark-2);}
::-webkit-scrollbar-thumb{background:var(--border);border-radius:3px;}
::-webkit-scrollbar-thumb:hover{background:var(--gold);}

/* ── Responsive ── */
@media(max-width:900px){
  .nav-links,.nav-actions .btn{display:none;}
  .hamburger{display:flex;}
  .hero-content{grid-template-columns:1fr;}
  .hero-card{display:none;}
  .legal-layout{grid-template-columns:1fr;}
  .legal-nav{position:static;}
  .form-grid{grid-template-columns:1fr;}
  .sidebar-layout{flex-direction:column;}
  .sidebar{width:100%;height:auto;position:static;}
}
@media(max-width:600px){
  .section{padding:48px 0;}
  .cert-grid{grid-template-columns:1fr;}
  .footer-bottom{flex-direction:column;text-align:center;}
}